Helping mortgage originators and warehouse lenders work better together.

OptiFunder is driving a seamlessly connected funding lifecycle for mortgage originators and warehouse lenders.

Find out how.

Improve The Bottom Line

Achieve Lowest Cost of Capital and Increase Return on Investment

OptiFunder uses machine learning and artificial intelligence (AI) to systematically decision where to fund loans on given warehouse lines based on unique loan eligibility characteristics, warehouse terms, pricing, and the lenders' financial objective.

Whether it is to achieve lowest cost of capital or return on equity, our propriety algorithm takes the manual guesswork out of warehouse lending.

WMS Screenshots (2)
WHERE DOES OPTIFUNDER FIT?

Our mission is to change the way mortgage originators and warehouse lenders work together by creating seamless connections across the ecosystem.


~500,000

Loans Funded Annually

+5,000

Automated Touchpoints Daily

+200

Ecosystem Connections


DRIVING STRONGER RELATIONSHIPS WITH ADVANCED TECHNOLOGY

Connecting the entire ecosystem for more efficient and secure funding

Originators

XX% of top originators use OptiFunder to optimize their warehouse funding and automate post-closing tasks.

Warehouse Lenders

Warehouse lenders nationwide are partnering with OptiFunder to connect with their clients.

Investors

Direct integrations with leading investors streamline post-closing for originators and lenders.

LOS Systems

Connections to all major LOS systems means real-time updates and less back and forth for your team.

Agents & Custodians

something about doc custodians

eVaults

MERS and other evault description

Fraud & Risk Prevention

FraudGuard and Funding shield

Core Banking

something about banking

Other Stakeholders

Catch all description for partner opportunities

Fannie Mae
FreddieMac
First American
FundingShield
Lending Pad
MeridianLink
ICE
Byte
Fiserv
MERS

Monthly Warehouse Lending Report

Subscribe to our monthly warehouse lending report and keep up to date with industry average trends in effective cost of warehouse, note rates, warehouse carry, dwell time, and net warehouse spread.

Click here to see the latest report and subscribe.

Latest Warehouse Report

OptiFunder News

Resources

HousingWire Tech 100
INC 5000
Vanguard HW
MBA
Lenders One
The Mortgage Collaborative