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OptiFunder, the industry's premier Warehouse Management System (WMS), continues to expand its platform features, which now includes a layer of protection against wire fraud.

OptiFunder Automates 100,000th Purchase Advice

OptiFunder Purchase Advice automation retrieves and reconciles purchase statements in near real time with minimal human interaction.

OptiFunder’s WMS partners with Freddie Mac for First of Its Kind Purchase Advice Automation

OptiFunder streams and reconciles purchase statement data from Freddie Mac automatically to streamline loan sales.

Awards & Affiliations

OptiFunder Warehouse Management System

OptiFunder is a fully-integrated and automated Warehouse Management System for mortgage originators. You best-ex your loan sales, now you can best-ex your warehouse funding. Until now, the funding process for independent mortgage originators has been a forgotten part of the origination process. OptiFunder revolutionizes the way originators fund loans to achieve the absolute lowest cost. Our clients produce higher net income by minimizing their cost of warehouse financing.

Optimized

OptiFunder leverages machine learning and a patented optimization algorithm to produce the lowest total cost of warehouse capital. Unlike existing static models, our Select® decision engine analyzes your pipeline while in motion to find the optimal funding solution for every loan.

Automated

OptiFunder runs automatically and provides real-time decisions on where to fund every loan. OptiFunder always leverages the most up-to-date information to make optimal decisions and deliver funding requests through Connect® to warehouse partners.

Fully Integrated

OptiFunder connects all interested parties in the warehouse process (Originator, Lender, Custodian). No more building files manually and emailing various files around to track the status of collateral.

OptiFunder Purchase Advice Automation

Purchase Advice Connect™, reads, reconciles and uploads data from Investors’ purchase advice documents to the originator’s system of record or LOS. Using proprietary OCR and best-in-class cloud computing, Purchase Advice Connect reduces manual processing time for Lenders and Originators by over 95% while virtually eliminating human error.

Our Happy Customers

"OptiFunder's customer service is beyond incredible. They answer on the first ring and the knowledge they have is top notch. As we are new to OptiFunder, they make us feel like we've been a customer for years. When we need help, they are there." –Andrea Power, Treasury Manager, Nations Lending

“The OptiFunder integration to Freddie Mac Purchase Advice has been great! It’s made us more efficient and improved accuracy. Overall, it has been wonderful!” – Jessica Grau, Funding Supervisor for Atlantic Bay Mortgage

It's so easy, even I can fund loans. The automation, ease of the workflow and working out of one source has allowed us to redeploy resources to other areas." Phillip Go, CFO of American Mortgage Services

"We're excited to harness warehouse optimization to help manage the bottom line and the efficiency gain from automated funding and post-closing to make us even more competitive.” Joe Ewens, President, Golden Empire Mortgage.

"We went from -30k interest expense before OptiFunder to $50k in positive carry per month with OptiFunder. OptiFunder is technology that actually does what it's supposed to do." Joe DeDominicis, CEO, CFO, CTO, Nations Reliable Lending

"OptiFunder has enhanced our ability to manage loans beyond closing in the LOS. We now have full visibility through loan sale." Oystein Konsmo, Chief Financial Officer at Nova Home Loans

"We are no longer keeping a manual spreadsheet to assign our loans to warehouses. HUGE time saver." Chris Prost, VP of Finance, Celebrity Home Loans