Achieve optimal cost of capital and reduce hours of manual data entry to a single click.

OptiFunder is the industry's only optimization software built to systematically decision warehouse funding allocations and automate the complicated process of funding through loan sale.

SCHEDULE A PERSONALIZED DEMO TAKE A TOUR

For CEOs & CFOs

Reduce your 2nd biggest P&L line item, provide line reporting and aggregate ROE analytics for warehouse management.*

For Operations

Request hundreds of wires from multiple warehouse lenders and complete monotonous data entry tasks in seconds.

For Accounting

Automate daily wire and purchase advice receipt, reconciliation and LOS updates with clean data and easy to extract reporting.

OptiFunder was made to streamline your process.

OptiFunder leverages Predictive Analytics and a proprietary optimization algorithm to optimize the loan funding decision and save upwards of 10% of warehouse expense.

OptiFunder integrates the mortgage originator, warehouse lender, document custodian, and investors providing a seamless funding transaction.

Your current process is convoluted.

Independent mortgage originators utilize multiple revolving funding facilities to fund their loans, all of which have unique terms and restrictions making it impossible to know which line to use to fund every loan.

The mortgage originators’ systems are not connected to the warehouse lenders’ systems which are not connected to the document custodians’ systems creating inefficient and costly transaction.

Take Control of Your Cost of Capital

Automatically optimize warehouse allocation decisions based on your strategic goals.

Eliminate Manual Tasks

Automats funding requests, wire instruction data checks, reporting, collateral shipping, purchase advice receipt and reconciliation, and paydown requests.

Manage & Increase Return on Investment

Gain real-time insights on your optimized expenses so you can make more strategic decisions.

Warehouse Select

Cut funding expense by automatically selecting the best warehouse line every time.

Wire Data Check

Reduce risk by automatically detecting wire instruction anomalies.

Funding Automation

Maximize efficiency by automating all funding processes from one hub.

Shipping Automation

Reduce dwell time by expediting shipping and fast-tracking payoffs.

Purchase Advice

Streamline loan sales with automated Purchase Advice retrieval and reconciliation.

Robust Analytics

Optimize your process with robust data analytics and actionable insights in real-time.

Improve The Bottom Line

Achieve Lowest Cost of Capital and Increase Return on Investment

OptiFunder uses machine learning and artificial intelligence (AI) to systematically decision where to fund loans on given warehouse lines based on unique loan eligibility characteristics, warehouse terms, pricing, and the lenders' financial objective.

Whether it is to achieve lowest cost of capital or return on equity, our propriety algorithm takes the manual guesswork out of warehouse lending.

SCHEDULE A DEMO LEARN MORE

SITUATION

The client is an independent, retail mortgage lender licensed in 37 states. Average monthly volume funded during the period was $101.7mm, utilizing five warehouse facilities.

SOLUTION

The OptiFunder WMS has a rules-based decision engine which enables originators to optimize decisions to meet strategic objectives such as achieving the lowest cost of capital.

IMPACT

The number of FTE resources used for Funding processes was cut by 2/3 from 3 to 1. While interest rates rose rapidly, the client was able to reduce warehouse expense by nearly 2.65 bps and saved an average of $30,911/mo.

“We were an early OptiFunder customer and have since added every feature. We’re more efficient with OptiFunder, and able to focus more of our operations resources on supporting originations.”

"After our OptiFunder demo, we knew we could achieve significant savings. We moved quickly to implement; within a month we were able to start reducing expenses and automating processes."

“The automation for funding and purchase advices has greatly improved our efficiency. The OptiFunder team has a genuine interest in listening to their clients’ feedback and delivering dynamic enhancements to an already impressive platform.”

Warehouse Management

Wire Data Check

Funding Automation

Collateral Shipping

Purchase Advice Automation

Reporting & Analytics

Greyhound

Partner Program

About Us

Careers

Testimonials

Case Studies

Newsroom

Events

Achieve optimal cost of capital and reduce hours of manual data entry to a single click.

OptiFunder is the industry's only optimization software built to systematically decision warehouse funding allocations and automate the complicated process of funding through loan sale.

Reduce warehouse expense and eliminate manual post-closing processes for funding and accounting.

For CEOs & CFOs

For Operations

For Accounting

OptiFunder is the missing link between the primary origination process and the secondary market.

OptiFunder was made to streamline your process.

OptiFunder leverages Predictive Analytics and a proprietary optimization algorithm to optimize the loan funding decision and save upwards of 10% of warehouse expense.

OptiFunder integrates the mortgage originator, warehouse lender, document custodian, and investors providing a seamless funding transaction.

Your current process is convoluted.

Independent mortgage originators utilize multiple revolving funding facilities to fund their loans, all of which have unique terms and restrictions making it impossible to know which line to use to fund every loan.

The mortgage originators’ systems are not connected to the warehouse lenders’ systems which are not connected to the document custodians’ systems creating inefficient and costly transaction.

Funding through loan sale has never been easier with highly configurable, automated workflows.

Take Control of Your Cost of Capital

Eliminate Manual Tasks

Manage & Increase Return on Investment

With connections to most LOS, Warehouse Lenders, Investors, and Doc Custodians, true warehouse management is just a few clicks away.

Warehouse Select

Wire Data Check

Funding Automation

Shipping Automation

Purchase Advice

Robust Analytics

Achieve Lowest Cost of Capital and Increase Return on Investment

Connected to nearly all warehouse lenders, investors, vendors, and LOS.

Real Savings Example

While interest rates rose rapidly, our client was able to reduce warehouse expense by nearly2.65 bps and saved $710,949 over 23 months (or $30,911/month on avg.).

SITUATION

SOLUTION

IMPACT

Here's What Our Clients Have to Say

Awards & Affiliations for OptiFunder

Keep up with what we're doing here at OptiFunder

Subscribe to our Newsletter

While interest rates rose rapidly, our client was able to reduce warehouse expense by nearly
2.65 bps and saved $710,949 over 23 months (or $30,911/month on avg.).