OptiFunder Is The Pioneer Of The Warehouse Management System For Residential Mortgage Originators

OptiFunder was created to bring mortgage bankers and warehouse lenders together to optimize selection and streamline the historically manual process of funding mortgage loans.

Mortgage bankers rely on multiple warehouse lines of credit for short-term financing to fund mortgage loans until they are sold in the secondary market. Each warehouse line has unique terms, capacity limits, and constraints making it difficult for the lender’s funding departments to know where to fund each loan.

Static decision trees and allocator tools are notoriously ineffective and not designed to consider the ever-changing production environment of loans entering the pipeline daily and settling throughout the month. OptiFunder solutions help the lender make the optimal decision of where to fund every loan, with submission of data and documents to warehouse partners at the speed of business.

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Michael McFadden

Founder & CEO

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Brian Abbott

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Kama Totherow

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Mark Neville

Michael, our Founder and CEO, is responsible for driving the Company vision. Additionally, Michael serves as Executive Director of McFadden Group, a data-driven advisory firm focused on FinTech and residential mortgage finance.

Previously, Michael served as Chief of Staff and SVP-Finance for Stonegate Mortgage Corporation (NYSE:SGM). He led the company’s IPO efforts in 2013 and Company sale process in 2017, which concluded with a sale to Home Point Financial in May 2017.

Michael earned his undergraduate degree in Physics from University of Indianapolis, where he was also a 4-year member of the baseball team. He also received his MBA from Kelley School of Business at Indiana University and holds the Chartered Financial Analyst (CFA) designation.

As COO, Brian is responsible for the execution of long term strategy and corporate growth initiatives at OptiFunder. Brian brings more than 20 years of experience managing high growth mortgage banking firms and as a technology provider delivering world class solutions to support the mortgage origination and servicing industry.

Previously, Brian served as Vice President of Corporate Initiatives for Mortgage Builder and oversaw the successful execution of its sale to Altisource (Nasdaq: ASPS) in 2014 where he stayed on to manage Altisource’s origination technologies through convergence of Point of Sale (POS), Loan Origination (LOS), PPE, and CRM.

Prior to his transition to technology he was VP, Strategy & Operations at AME Financial and held key leadership roles at several mortgage startups. He has originated over $500 million in residential mortgage transactions over his career.

Brian holds a B.A. in Political Science from the University of Georgia and is an active member of the MBA and the Mortgage Bankers Association of Georgia.

As VP Professional Services, Kama is responsible for customer experience and success at OptiFunder. Kama brings deep expertise in deploying integrated tech and building robust client experiences with Fortune 500 industry partners. She is adept at resolving complex issues and is a true advocate for the customers she serves.

Kama began her career with the Federal Reserve System, guiding community and correspondent banks toward secure electronic payments and supporting the US Treasury and US Postal Service with major technology innovations. She has continued to lead client service functions and has managed community development projects in Central & East Africa, the Middle East, Europe, South America and Asia.

Kama holds a B.S. in Business Economics and Public Policy from the Kelley School of Business at Indiana University, sharing the honor of top student in her program. Kama’s proprietary work in game-based skill building has been featured on CNN, and she is an active philanthropist.

As a veteran of Thomson Reuters (Refinitiv) and Exegy, Mark brings extensive Fintech knowledge to his CTO role at OptiFunder. With over twenty years of experience launching new ventures and driving innovation with industry giants, Mark is a true disruptor and changemaker. He continues to design and deliver new solutions using cutting-edge architecture and technology.

Mark hold a Computer Science degree from the University of London. He has earned AI and Robotics credentials from MIT and holds certification in neural networks and deep learning.

Mark is an active volunteer, providing mentorship to start-up firms and leading physical challenge activities for Boy Scouts of America.

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314 624 1902


OptiFunder Corp.
1807 Park 270 Drive, Suite 420
Maryland Heights, MO 63146
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