A Pioneer in Warehouse Management for Residential Mortgage Originators

OptiFunder was created to bring mortgage bankers and warehouse lenders together to optimize selection and streamline the historically manual process of funding mortgage loans.

THE BIG PICTURE

Simplifying Warehouse Funding

Mortgage bankers rely on multiple warehouse lines of credit for short-term financing to fund mortgage loans until they are sold in the secondary market.

Each warehouse line has unique terms, capacity limits, and constraints making it difficult for the lender’s funding departments to know where to fund each loan.

Streamlined mortgage process
OptiFunder Warehouse Management System (1)
THE DETAILS

Optimizing Warehouse Allocation Decisioning

Static decision trees and allocator tools are notoriously ineffective and not designed to consider the ever-changing production environment of loans entering the pipeline daily and settling throughout the month.

OptiFunder solutions help the lender make the optimal decision of where to fund every loan, with submission of data and documents to warehouse partners at the speed of business.

SECURITY

Our Commitment to Security

OptiFunder completes a SOC 2 (Type 2) audit annually. SOC 2 audits are conducted by leading compliance assessor A-LIGN, a technology-enabled security and compliance partner trusted by more than 2,500 global organizations to help mitigate cybersecurity risks.

Established by the American Institute of Certified Public Accountants (AICPA), the SOC 2 examination is designed for organizations of any size, regardless of industry and scope, to ensure the personal assets of their potential and existing customers are protected. SOC 2 reports are recognized globally and affirm that a company’s infrastructure, software, people, data, policies, procedures and operations have been formally reviewed. 

A-LIGN-SOC Badge

It's great to work with organizations like OptiFunder, who understand the value of expertise in driving an efficient audit and the importance of a high-quality SOC 2 report, a widely recognized signal of trust and security."

OPTIFUNDER CONNECTS PARTNERS

Integrated with nearly 100 warehouse banks, vendors and LOS systems

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Ice Mortgage
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BUILT BY MORTGAGE BANKERS FOR MORTGAGE BANKERS

Over 120 Years in Mortgage Banking Experience

FOUNDER & CEO

Michael McFadden

CHIEF OPERATING OFFICER

Brian Abbott

CHIEF REVENUE OFFICER

Jon Rutila

VP, PROFESSIONAL SERVICES

Kama Totherow

VP, SALES

Carmel York

VP, PRODUCT MANAGEMENT

Melissa Smith

VP, INFORMATION TECHNOLOGY

Chris Leibl

VP, WAREHOUSE TECHNOLOGY

Chris Baker

VP, MARKETING

Ashley Leistler

NOTEWORTHY ACHEIVEMENTS AND AFFILIATIONS

Awards & Affiliations for OptiFunder

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innovations 2023-2
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LENDERS ONE

Optimize warehouse allocation decisions and automate the processes of funding through loan sale.